Home Insurance

Crime and natural disasters are not generally a big concern for Dubai’s residents – though the minor earth tremors of April 2013 did shake people up a bit, there was no substantial damage to property.

However, insuring your household goods against theft or damage is still wise. To create a policy, the insurance provider will need your home address, a list of household items and valuation, and invoices for anything worth more than Dhs.2,500. Cover usually includes theft, fire and storm damage. You can also insure personal items outside the home.

As a guideline you can expect to pay around Dhs.1,500 per 1.2 sq m for building insurance, Dhs.250 for up to Dhs.60,000 worth of home contents and Dhs.850 for up to Dhs.60,000 worth of personal possessions.

For peace of mind, register your home in the Dubai Police Home Security Programme, a free service that provides round-the-clock protection for houses while residents are away. Register at any Dubai Police station.

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